Entity record / Bill

Meet Bill

Single persistent entity / Active since EP.01 / 15 Apr 2024

How to read this Current period = EP.26 (Jul 2026). Prior period = same month prior year (Jul 2025) for the cash flow statement, FY2025 closing for the balance sheet. All figures in EUR.

Statement of Cash Flows / Monthly

Statement of Cash Flows Period ending Jul 2026 vs Jul 2025 / EUR / Monthly
Line item Jul 2026 Jul 2025 Change
Operating inflows
Net salary 1,400 900 +500
Operating outflows
Rent -600 0 -600
Food and groceries -250 -80 -170
Transport -80 -120 +40
Phone -25 -25 0
Subscriptions -30 -30 0
Social and leisure -150 -150 0
Miscellaneous -80 -80 0
Net cash from operating activities 185 495 -310

Statement of Financial Position

Statement of Financial Position As at Jul 2026 vs Dec 2025 / EUR
Line item Jul 2026 Dec 2025 Change
Non-current assets
Property, plant and equipment (net) 136 213 -77
Current assets
Cash and cash equivalents 5,884 4,544 +1,340
Security deposit (recoverable) 1,200 1,200 0
Total current assets 7,084 5,744 +1,340
Current liabilities
Short-term debt and obligations 0 0 0
Total current liabilities 0 0 0
Net assets / Equity 7,220 5,957 +1,263

Entity profile

Bill / Entity Master Record
Bill
Age26
NationalityEuropean (generic)
EducationGraduate, Apr 2024
First employmentJun 2024 / 900 net
Current employmentSep 2025 / 1,400 net
HousingShared flat / 600 rent
System entryEP.01 / 15 Apr 2024

Financial health indicators / EP.26

Vitals / Current vs Prior Year EP.26 vs FY2025
CASH
48% 52%

Liquidity relative to monthly outflows and emergency buffer.

EQUITY
55% 58%

Net worth trajectory relative to age and income level.

STRESS
62% 60%

Fixed commitments as percentage of net income. Above 60% is structurally fragile.

FUTURE
52% 55%

Five-year projection based on current trajectory and decisions recorded to date.

How to read this system

Bill started with 1,000 euro in April 2024. Every number since then is traceable to a specific decision recorded in a specific episode.

Net assets is always derived. It equals total assets minus total liabilities at any EP boundary. It is never manually set.

Breaks in publishing do not mean breaks in Bill's life. Every month is accounted for, whether or not an episode was published that month.

BillBoard is the interactive financial dashboard embedded in each episode. It shows the Statement of Cash Flows, Vitals, and the accounting insight behind each decision.

Open the FY 2026 ledger