FY 2026 / Ledger Report Active

Restatement

Reporting period: 01 Jan 2026 - 31 Dec 2026  /  Entity: Bill  /  Episodes: 7 entries recorded

Opening net assets +5,957
Current net assets +7,220
YTD change +1,263
Episodes recorded 7

Opening balance / 01 Jan 2026

FY 2026 opens with 4,544 euro in liquid savings, a rental deposit of 1,200 euro (recoverable), and a smartphone at book value 213. Total net worth at opening: +5,957. Bill is 25, earning 1,400 net, paying 600 rent in a shared flat. Monthly surplus: 185 euro.

The season title is Restatement: two years of data are enough to see the shape of a pattern. The question this year is whether the current trajectory is the right one, and whether Bill has the tools to read it correctly.

Statement of Financial Position

Statement of Financial Position As at Jul 2026 (current) vs Jan 2026 (opening) / EUR
Line item Jul 2026 Jan 2026
Property, plant and equipment (net)136213
Total non-current assets136213
Cash and cash equivalents5,8844,544
Security deposits1,2001,200
Total current assets7,0845,744
Short-term obligations00
Total current liabilities00
Total assets7,2205,957
Net assets / Equity7,2205,957
Ledger entries / FY 2026 7 entries recorded

EP.21

Closing FY 2025: two years from zero

Annual Financial Closing diagnostic Open

EP.22

Should he buy a car? The full cost analysis

Asset Depreciation Analysis diagnostic Open

EP.23

Rent vs buy: the numbers behind the decision

Structural Liquidity Assessment diagnostic Open

EP.24

Liquid savings or invested? Reading the options

Liquidity Position Analysis diagnostic Open

EP.25

Two years of saving: where does Bill actually stand?

Balance Sheet Composition diagnostic Open

EP.26 / LinkedIn series opens

1,000 euro, two years later: what does the ledger say?

Cash Flow vs Income - Multi-Year Perspective diagnostic Open

EP.27

The savings account pays 2.10 percent. Bill still loses money.

Real vs Nominal Rate Analysis reallocation Open

FY closing status

FY 2026 is open. Annual closing scheduled January 2027.

The reporting period is open. The annual closing will be recorded in Annual Closing, scheduled for Jan 2027, and will include a full three-year equity evolution across FY2024, FY2025, and FY2026.

Annual closing / January 2027

Bill's vitals / current state

CASH52%
EQUITY58%
STRESS60%
FUTURE55%